2018 – Insure Invest Financial

Taxation in Switzerland

2 December 201817 December 2018 admin

Taxation in Switzerland Taxes in Switzerland are levied by the Swiss Confederation, the cantons and the municipalities. Working your way through a foreign tax system can be a bit like navigating a particularly tricky maze. And if you’re an expat living in Switzerland you’ll know that what tax you pay depends on not only what you earn, but also your personal circumstances, including precisely where in Switzerland you live. Constitutional limits to taxation The federal constitution imposes certain limits on taxation at the federal cantonal and municipal levels. To begin…

Top 10 Insurance Companies

2 December 2018 admin

Top 10 Insurance Companies There are a number of ways to rank the size of insurance companies. Companies can be measured by their market capitalization (the value of the company on a stock exchange) or by using sales figures such as net premiums written in a year or how many policies were sold. “I am prepared for the worst, but hope for the best.” ~ Benjamin Disraeli Insurance helps us to do exactly what this quote suggests. We all face many kinds of risks: risk of meeting with an accident,…

Germany Insurance Companies

2 December 2018 admin

Germany Insurance Companies One thing about us Germans that you will learn quickly is that we don’t like to take risks. And what is better to minimize risks than to be insured against everything? Germany is often renowned for having one of the best health care systems in the world with all the residents having access to comprehensive health insurance coverage. Around 15% of the population are insured via private health insurance plans and the rest have the mandatory or voluntary government health plans. The three options for health insurance…

Insurance Companies in Switzerland

26 November 201826 November 2018 admin

Insurance Companies in Switzerland Switzerland is known for its efficiency. It is therefore no surprise that its healthcare system is one of the best in the world. The system is administered by each state of the Swiss confederation, known as a canton, and is a seamless solution that brings the public and private sectors together. Individual health insurance is compulsory for all residents, and there is no free healthcare. Waiting times are short, but like many things in Switzerland, it can be expensive. The Swiss generally speak German, French or…

Opening a Swiss bank account

26 November 2018 admin

How to open a Swiss bank account If you’re moving to Switzerland, the first step to getting your finances in order is to open a Swiss bank account. Swiss bank accounts are often portrayed as a sign of a secret identity or criminal activity but how hard is it to get an account in this highly regulated country? Switzerland is famed for its banking industry and the high levels of privacy the banks provide their customers. Here are some of the key aspects you should consider before beginning the process…

List of Banks in Switzerland

25 November 2018 admin

List of Banks in Switzerland Banking in Switzerland began in the early 18th century through Switzerland’s merchant trade and has, over the centuries, grown into a complex, regulated, and international industry. Along with the Swiss Alps, Swiss chocolate, watchmaking and mountaineering, banking is seen as emblematic of Switzerland. Switzerland has a long, kindred history of banking secrecy and client confidentiality reaching back to the early 1700s. Started as a way to protect wealthy European banking interests, Swiss banking secrecy was codified in 1934 with the passage of the landmark federal…

List of banks in Sweden

25 November 201825 November 2018 admin

List of top banks in Sweden Currently, there are more than 114 banks in Sweden. The four biggest banks in Sweden account for more than 80% of the industry’s total assets. The Swedish banking system comprises four categories. They are: – Commercial banks – Foreign banks – Savings banks – Co-operative banks Swedish banking sector has a very developed structure and consists of 114 banks of various size and specialization, which can be divided into four categories: Joint-stock banks, Foreign banks, Savings banks and Cooperative banks. In Sweden, there were…

Business insurance

21 February 201817 March 2018 admin

Business insurance Running a business is a challenge, and it often involves putting your own finances at risk. It makes sense to manage risk, reduce uncertainty and protect your livelihood. Business insurance can protect the equipment and machinery you need to stay in business. It can ensure that you, your employees and any members of the public with whom you interact in your business are protected from the risk you face as a business owner. And it may also provide financial support if your business is unable to operate following…

First Insurance Companies

20 February 2018 admin

First Insurance Companies Marine insurance is the oldest branch of modern insurance, originating with the Lombard merchants in 13th century Italy, from whence it spread to the continent and then to England. The British dominated maritime trade and also marine insurance throughout the 1800s and well into the 1900s. Lloyd’s of London As a center of commerce and global trade, Great Britain was a natural place for marine insurance to develop, and one of the major insurers of voyages was Lloyd’s of London. Insurance was written by individuals rather than…

History of Insurance

20 February 2018 admin

History of Insurance The earliest forms of insurance were a primitive form of commercial insurance, especially in regards to shipping goods, since cargo was often lost or damaged or stolen by thieves and pirates. Please earliest methods of reducing risk involved either the pooling of risk or transferring the risk to moneylenders or investors of expeditions. For millennia, the primary and economical means of transport was to use waterways, but boats carrying cargo were often destroyed in rapids along the rivers. Enough cargo made it through to still make it…